Do you want to recover what you've paid for notary fees, property registration, and taxes when taking out your mortgage?

Even if you don't know it, you've paid thousands of euros unnecessarily. When you took out your mortgage, the bank made you pay many expenses that you weren't supposed to cover. And now you can recover those thousands of euros.

The Supreme Court issued a ruling on December 23, 2015, annulling the clauses on mortgage arrangement expenses for being abusive. All banks made their clients pay these expenses, without exaggeration, in millions of mortgages. Therefore, it is almost certain that your mortgage has this issue to resolve. And we can help you with that.

It is estimated that, on average, these expenses—and therefore, what can be recovered—range from 2000 to 3000 euros.

What mortgage expenses are we talking about?

The bill from the Property Registry for the registration of the mortgage.

The bill from the notary corresponding to the Mortgage Loan Deed.

The Tax on Documented Legal Acts and Transfer Tax to which the mortgage loan deed is subject.

What should you do to recover your money?

It's clear: claim from the bank.

Nieves Menchero Abogados first sends a letter to give the bank the opportunity to act in good faith and return the money.

If the bank does not do so, a lawsuit is filed to recover all the money that belongs to you.

What documentation is needed?

*The mortgage deed.

*The invoices from the notary, registrar, and tax settlement.

If you don't have them on hand, or if you prefer that we manage obtaining them, we will do so.

The consultation and study of your case is completely free, with no obligation to hire us.

You can call us at 926 88 42 28 or 615 85 11 57, or write to nivesmenchero@icacr.es.